Financing Your Wedding

A grand wedding comes at a price and you have to do your math to make sure that you do not go broke after your wedding or to end up in debt.

This may seem to be a bit harsh. Hey I’m getting married, how much could the expenses be? You might find yourself out of pocket if you are not careful. With today’s economic climate, it does play safe to be prudent.

Sometimes doing a little budgeting and coming to a consensus with your other half may help you in planning for the perfect wedding.

Here are some tips:

-       Check your finances

Do you have the finances to have the lavish dream wedding or a simple elegant one? Being simple does not mean that it will not be a grand wedding. While there may be possible sacrifices e.g lesser photos or perhaps a less expensive gown or venue,  it does pay as you would not want to be burden with invoices to pay later.

Here are some innovative ways by some couples:  

E.g. Instead of engaging entertainment which costs money, they either ask their best friends to put up an entertainment or they do so themselves. Not only do they leave a deep impression with their guests, they also enjoy themselves.

Some even try to get their family members with creative juice to bake the cakes or do the centre pieces for them. This also bonds the family and friends together.

-       If you need to take a loan (after deep consideration)

After serious consideration and consultation with your other half, you have decided to take a loan. You might approach your family members (typically they don’t charge interest) or to get a personal credit loan from the various cash advances facility offered by the banks. One important thing to bear in mind is that you should not try to borrow more than you think you can repay.

Exercise caution in planning the wedding. Remember a wedding is for you and your other half to enjoy.

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